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WeFi is not just a bank — it’s a movement.
WeFi is the world’s first DeoBank (Decentralized On-Chain Bank) — a next-generation financial ecosystem that merges digital banking, blockchain, and AI. It allows anyone, regardless of experience, to save, spend, and grow their money in both crypto and fiat — all in one place.
Built on Web3 principles, WeFi empowers its community to earn, participate, and help shape the future of finance from day one. It redefines what a bank can be — a transparent, decentralized system where every transaction runs on-chain and users stay in full control of their assets.
With WeFi, traditional finance meets the digital economy through seamless global payments, yield opportunities, ATM withdrawals, and on-chain accounts. Everything you expect from a modern bank — reimagined for the Web3 era.
We're inviting the world to help build WeFi from day one.
You cannot build Wealth through Banks anymore
Banks can freeze your account anytime
Traditional Banks are unfriendly to Crypto
The banking system remains closed to many - millions of people are still left out of the loop
You want to:
Make money in a simple way
Feel secure about your Assets
Spend your money how you want it
You deserve a system where you can earn easily, protect your assets, and spend freely — on your own terms.
WeFi makes it possible. Everything you’ve been missing — you’ll find with us.
You control your assets and private keys — no banks, no freezes, no custodians.
Use virtual and physical Visa cards globally and pay with crypto like regular money.
Earn through cloud mining, staking, liquidity pools, and yield farming — no hardware needed.
AI handles compliance, taxes, portfolio optimization, and DeFi strategy recommendations.
Low fees, instant global transfers, and easy access for underserved regions.
Manage, spend, track, and grow your portfolio across 7,000+ crypto assets – all in one app.
Top up your account in seconds and spend anywhere you go.
One card. One app. Total freedom.
Use crypto like cash — anywhere, anytime.
Where crypto meets your everyday life. Shop, dine, or travel using your digital assets through the WeFi card — accepted by over 140 million merchants worldwide.
A fast and secure digital card ready to use for online shopping or mobile payments — no physical wallet required.
Your everyday essential — simple, convenient, and accepted almost everywhere you shop.
A premium experience in your pocket. Crafted from metal, built to last, and packed with exclusive rewards and benefits.
$WFI Mining via computing power. Mine Without Hardware — Open to All.
ITO Strategy brings mining to the masses and lets everyone become a miner.The number of ITO Units represents your share in the Algorithmic Mining of the $WFI token.
Start mining instantly — no equipment, no setup, no limits. Earn passive rewards powered by blockchain automation.
Buy ITO Units to participate in Algorithmic Mining of the $WFI token.
Total Supply: 1,000,000,000 $WFI
Mining Period: 8 years
Halving every 2 years
ITO Unit is the Node that mines $WFI
8 WFI per block per second
Fair distribution from Zero block
The WFI token is the core asset of the WeFi ecosystem. It powers payments, rewards, benefits, and access to all services inside the decentralized Deobank. Every major feature — from cards and savings to mining and Energy boosts — relies on WFI as its main utility token.
WFI is distributed fairly over eight years through algorithmic mining and grows in value through real ecosystem usage, not speculation. As more users spend, save, and earn inside WeFi, demand for WFI increases naturally, making it the foundation of the world’s first on-chain bank.
Unlock the full power of WeFi with the utility token that fuels the ecosystem.
Energy empowers the most active members of the WeFi community, rewarding participation with lower costs, higher APRs, and premium benefits across the entire network.
How It Works:
• Lock WFI → Farm Energy
• Use Energy → Earn rewards & reduce fees
• Longer lock = more Energy
Examples:
• 1-year lock → +20% Energy
• 2-year lock → +50% Energy
The WeFi Partner Program lets you earn by sharing the world’s first decentralized on-chain banking platform. Invite friends or followers, and you’ll receive a share of their card fees, Energy purchases, and ecosystem activity — automatically and transparently on-chain.
With fast onboarding, real rewards, and tools designed for creators, influencers, and community leaders, WeFi turns your network into a long-term income stream. The more your referrals use WeFi, the more you earn — simple, scalable, and built for Web3.
Track, earn, and grow your portfolio across 7,000+ crypto assets — all in one place. Save, manage, and stay in full control of your digital wealth anytime, anywhere.
WeFi is a next-generation financial platform designed to reimagine access to global financial instruments. It is an innovative global blockchain ecosystem and intelligent data platform that combines artificial intelligence (AI) and blockchain technologies to revolutionize the financial sector. WeFi aims to become the world's first Deobank — a decentralized on-chain bank.
WeFi aims to solve the problem of banks, corporations, neobanks, and financial institutions constantly updating their own systems, such as KYC (know your customer), data management, payments, and registries. WeFi also aims to solve the problem of lack of real-world utility, which hinders user adoption. WeFi aims to overcome the limitations of the traditional financial system, namely financial exclusion and centralized financial structures, through the Deobank model.
The $WFI token is the key token and driving force behind the WeFi ecosystem. It aims to empower users by seamlessly combining DeFi and traditional financial instruments.
WFI is the core utility token used for payments, loans, fees, Energy farming, card benefits, and gas on the WeChain blockchain. Every major feature of the WeFi Deobank relies on WFI, making it essential for participation and rewards.
ITO nodes are the foundation of WeFi's approach, a platform that facilitates community-initiated token distribution. Early users can mine $WFI through these nodes, gaining access to exclusive WeFi services, early listings, and additional rewards. Since its launch, the ITO platform has been highly active, with over 35 million $WFI tokens issued.
WeFi Deobank offers a wide range of financial services, including:
• Allows you to automatically spend funds from your cryptocurrency savings without manual replenishment through a non-custodial account system that links your Web3 wallet to your credit card.
• We offer cryptocurrency cards (virtual and physical) that are compatible with Apple Pay and Google Pay and can be used at over 140 million merchants worldwide.
• Supports QR code payments, enabling simple, fast, and secure transactions.
• Money transfer kiosk.
• Cross-chain support ensures seamless transfer of assets between major chains such as Ethereum and BSC.
• Provides various DeFi tools such as staking, liquidity provision, and yield farming.
• Our AI-powered KYC (Know Your Customer) system enables fast authentication using facial recognition or simple information without providing documents and complies with global regulatory requirements.
• Dual account system that allows you to freely convert cryptocurrencies and fiat currencies on a single platform.
• Providing a personalized financial experience using AI agents.
The WeFi cryptocurrency card has the following features:
• Options with and without collateral are available.
• Easy mobile payments thanks to integration with Apple Pay and Google Pay.
• Support for cash withdrawals at ATMs.
• Secure management of digitized fiat currency with W-assets support.
• Offers various card types (virtual, plastic, metal).
• High spending limits (up to $25,000 per transaction, $50,000 per month, $350,000 per year).
• Discounts on service payments and rewards under the Energy Program.
• In the future, savings account integration, bill payment, cashback bonuses, premium travel and lifestyle services, and custom card design will be added.
WeFi currently operates on Binance Smart Chain (BSC) as a BEP-20 token, but will soon migrate to its own WeChain blockchain. WeChain is an L1 blockchain based on Cosmos SDK, providing scalability and interoperability through validators and nodes.
WeFi implements several security measures:
• Encryption of personal data.
• Various measures to counter hacking attempts.
• Internal management plan to monitor security measures.
• Access control system for confidential information and critical infrastructure.
• Measures to prevent falsification or alteration of access records.
• Support for integration with certain hardware wallets.
• Enhances privacy by confirming the validity of transactions without revealing transaction details using zero-knowledge proofs (ZK-Proofs).
• Integration with Fireblocks provides a high level of security and institutional-grade protection for digital assets.
The WeFi Affiliate Program allows users and influencers to earn commissions from referrals. You receive cashback from ITO sales (up to 25%), a share of your network’s mining activity, and a portion of their card fees and Energy purchases — all paid transparently on-chain.
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