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About WeFi — The Crypto Bank for a Crypto World

Learn how WeFi, the crypto deobank for a crypto world, is redefining modern finance through decentralized on-chain technology, AI-driven compliance, global regulatory infrastructure, and full user asset ownership. Explore our mission, vision, and ecosystem.
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WeFi Explained

Your Guide to WeFi

Here's a straightforward breakdown for anyone wondering "What exactly is WeFi?"
About WeFi

WeFi - A New Era of Decentralized Finance

WeFi combines AI and blockchain to reinvent how the world accesses, manages, and grows money.

WeFi is a next-generation financial platform designed to redefine global access to modern financial tools. Built as a powerful blockchain ecosystem and intelligent data platform, WeFi integrates artificial intelligence with decentralized technologies to deliver faster, smarter, and more transparent financial services.

The platform’s mission is to become the world’s first true DeoBank — a fully decentralized on-chain bank where users maintain complete control over their assets. By merging AI-driven insights with blockchain security, WeFi aims to transform how people earn, spend, and interact with money on a global scale.

Launched in September 2024, WeFi introduces a next-generation financial ecosystem that merges custodial and non-custodial wallets, crypto-backed payment cards, and modern neobank functionality into one seamless platform. Powered by advanced AI-driven compliance and Zero-Knowledge Proof (ZK) technology, WeFi streamlines international payments, daily transactions, and asset management. By combining decentralized finance with familiar traditional banking tools, the platform makes global money movement simple, transparent, and secure. With on-chain identity solutions and behaviour-based compliance tools, WeFi supports both individuals and institutions with a safer and more accessible approach to financial operations.

At the centre of this ecosystem lies the WFI token, enabling smooth payments, rewards, and fee automation. From cross-border transfers to managing stable digital assets, WeFi brings practical Web3 utility into everyday life. The platform blends privacy, security, AI-assisted compliance, and an intuitive user experience — delivering a financial environment that traditional banks and existing crypto apps simply cannot match.

WeFi Vision

At WeFi, we believe that having access to the global economy is a fundamental right. We envision a future where everyone can assert their Financial Freedom through a secure, accessible, compliant and fair financial system, no matter where they live or how wealthy they are.

WeFi Mission

WeFi aims to reshape the outdated traditional banking model into a more inclusive, smart and robust system by leveraging Decentralized networks and latest technological advances while ensuring a regulatory framework that adapts to both global standards and local requirements.

Discover how WeFi is redefining modern banking with blockchain, AI, and full user ownership.
Explore WeFi
WeFi Deobank

WeFi Deobank: Redefining How Money Works

WeFi Deobank introduces a new model of global banking built entirely on decentralized, on-chain technology. Unlike traditional and neobank systems, the Deobank framework gives users full control over their assets, eliminates intermediaries, and enables secure, transparent, borderless financial operations.

Designed to combine simplicity with advanced technology, WeFi Deobank offers user-controlled asset custody, global digital payments through Visa and mobile wallets, AI-assisted financial management, and a forthcoming hardware device for enhanced security. By merging decentralization with everyday financial tools, WeFi Deobank delivers a faster, safer, and more accessible way to manage and grow money.

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Legal & Regulatory Framework

Built on a Strong Global Legal Framework

Compliance, Licensing, and Transparent Operations Worldwide

WeFi operates through a network of fully registered and regulated entities across Canada, Hong Kong, St. Kitts & Nevis, and St. Vincent & the Grenadines. Each company handles a specific part of the ecosystem — from fiat payments and crypto exchange services to ITO devices, token operations, and DeFi infrastructure. This multi-jurisdictional structure ensures legal clarity, regulatory compliance, and secure delivery of all WeFi services to users around the world.

01
Canada — Fiat Payment Services
Wefi Payments Limited
A licensed Canadian MSB (registration #M23563590) responsible for all fiat-related services. This entity manages payments, money transfers, and ensures full regulatory compliance for traditional financial operations.
02
Saint Vincent & the Grenadines — Crypto Exchange & ITO Services
Wefi Exchange Solutions Limited
Provides crypto-to-crypto exchange services, secure asset custody, and core technical infrastructure for the WeFi ecosystem.
AppAtlas Technologies LLC
Oversees all operations related to ITO devices, including hardware services and technology management.
03
Saint Kitts & Nevis — WFI Token Operations
InfiniCore Tech LLC
Handles everything connected to WFI token mechanics, distribution, and related token-based services within the WeFi ecosystem.
04
Hong Kong — Operations & DeFi Technology
Quantum Capital Holdings Limited
Responsible for WeFi’s operational management, ensuring smooth performance across all products and services.
Nordpal Holding Limited
Provides all DeFi-related technology solutions, supporting the platform’s decentralized infrastructure.
Break free from outdated banking — switch to transparent, global, on-chain finance.
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Comparison

Deobank vs. Neobank vs. Traditional Bank: The Future of Finance Compared

See how decentralized on-chain banking stacks up against modern neobanks and old-school financial institutions — and why more users are choosing full control, lower fees, and borderless access.
Feature
DEOBANK
Neobank
Traditional Bank
Custody of Funds
Non-custodial — users keep full control of their assets
Custodial — bank/app holds customer funds
Fully custodial — bank controls and stores all funds
Control Over Money
User-controlled; cannot be frozen or confiscated
Limited; funds may be frozen under regulations
Can freeze, restrict, or seize accounts
Infrastructure Type
Decentralized blockchain
Centralized digital infrastructure
Centralized physical + digital systems
Core Technology
Blockchain, DeFi, smart contracts
Traditional banking tech
Legacy banking systems
Fee Structure
Low fees due to on-chain automation
Moderate fees
Higher fees due to operational costs
Banking Services
Savings, loans, payments, debit cards — all on-chain
Checking, savings, cards, payments
Full traditional banking suite
Speed of Transfers
Instant on-chain transfers
Typically fast but through intermediaries
Slow — relies on legacy rails (SWIFT, ACH)
Use of Stablecoins / CBDCs
Yes — core to the system
Limited or experimental
Rare or not supported
Regulation Type
Decentralized protocols, tokenized governance
Fully regulated under banking laws
Heavily regulated under state/central banks
Risk of Bank Collapse Affecting User Funds
No risk — user holds private keys
Risk exists — funds are bank-controlled
High dependency on bank solvency
Transparency
Full on-chain transparency
Limited internal transparency
Very limited — centralized reporting
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Benefits

Why Users Choose WeFi

Full Decentralization & Self-Custody

You control your assets and private keys — no banks, no freezes, no custodians.

Global Crypto Spending With Visa

Use virtual and physical Visa cards globally and pay with crypto like regular money.

Easy Passive Income Tools

Earn through cloud mining, staking, liquidity pools, and yield farming — no hardware needed.

AI-Driven Financial Automation

AI handles compliance, taxes, portfolio optimization, and DeFi strategy recommendations.

Low-Cost, Borderless Finance

Low fees, instant global transfers, and easy access for underserved regions.

All-in-One Crypto & Fiat App

Manage, spend, track, and grow your portfolio across 7,000+ crypto assets – all in one app.

Experience a smarter, faster, borderless way to earn, spend, and grow your money.
Start Using WeFi

Key Partners

Our Team
Meet the Team Behind WeFi
Led by Crypto Veterans, Built by Industry Experts.

WeFi is powered by a global team of 40 specialists with decades of combined experience in fintech, blockchain, banking, compliance, product design, and growth. The platform is guided by pioneers behind the world’s leading financial technologies — from Tether and Wise to Binance and major banks.

Reeve Collins
Chairman & Board Member
Founder & former CEO of Tether
Maksym Sakharov
Board Member
Co-founder & former CEO of Exflow
Roman Rossov
Board Member
Former Product Director at Wise
Yusuf Mirakhmedov
Board Member
Former COO at Tradeleaf
Reeve Collins
Board Member
Former CEO at National Bank of Abu Dhabi
Agne Linge
Head of Growth

ex-Director at Binance Lithuania
Alice Tark
Chief Operating Officer
Former Change Invest & Tickmill
Loic Claveau
Chief Marketing Officer
Singilarity.NET | League of Legends
Sathya Partha
Design Director
ex-Product Design at Bitpanda
Velin Vlasev
Chief of Payments
ex-Product Owner at PXP Financial
Joachim von Schantz
Chief of Technology
ex-CTO at Mash
Michael Batuev
Global Head of Payments
Ex-Visa Executive
Join Us Today and Shape the Future of Finance!
Your opportunity is live — start building wealth with WeFi today.
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